As with other high value assets, covering jewellery and watches under a household insurance policy can often exceed the individual item or valuable limits of a standard policy. Therefore, it is important that you have a policy that will correctly insure your jewellery and watch.
WHAT DO YOU NEED TO KNOW ABOUT JEWELLERY AND WATCH INSURANCE?
From designer Swiss watches, to diamond rings, we work with insurers who provide cover for all your precious pieces.
When taking out contents insurance, it’s important to disclose whether you have a high value timepiece or collection of jewellery, so we can consider whether a separate policy is required to protect you to an adequate level. We will then discuss your options with you, so you don’t have any nasty surprises when it comes to claiming for an item.
If your items are damaged, lost or stolen, we will work with insurers to help make sure you are covered, handling the situation with efficiency and discretion. The insurers we have access to provide worldwide cover, so you don’t need to leave your prized assets behind when you travel.
HOW CAN ENNESS HELP WITH JEWELLERY AND WATCH INSURANCE?
We understand that our ultra high net worth and high net worth clients have a range of assets which require protection. We also recognise that some will exceed the value coverable by standard household and content insurance policies.
Therefore, we know the questions to ask to ensure we have a complete view of your portfolio – whether it’s a single high value watch, or a collection of antique jewellery, for example.
We work with insurers who are experts in providing bespoke solutions to jewellery and watch protection.
We also have the ability to act as the single point of contact for the protection of your entire portfolio, meaning you will have one renewal date for all your assets, and all your policy documents in one place.