High net worth individuals often invest in a wide range of assets. Beyond the obvious investment option of property, they may also have collections of antiques, fine art or fine wine, for example.
Although home insurance may cover such investments to a certain limit, people who invest in great quantities or at a high value might find their cover inadequate. Therefore, working with a high net worth insurance broker is vital in ensuring all assets are sufficiently protected.
In some cases, antiques are covered under a homeowner’s contents insurance, but some policies have restrictive limits, due to the value of such assets.
We work with insurers who are happy to assess either a single piece, or collection of antiques, and provide protection in the event of loss or damage.
Fine Art Insurance
Whether you have a single piece of fine art, or a collection, our insurance partners can tailor a policy to your requirements. We will also ensure your policy is adaptable should your collection grow.
If you’re a collector of sculptures, or paintings, for example, we can source you the most appropriate insurance solution for your requirements, whether you need cover in in the event of accidental damage, fire, theft, loss, or whilst in transit. We can also source cover for items whilst on loan and on display in a gallery or museum.
We understand the nature of fine art means that – even when expertly repaired – damage can lead to a loss in value, so we can arrange insurance which will protect you following any repairs.
Collectors of fine wine might find exclusions on their home insurance mean this kind of investment is not protected. Many policies have limits, and serious collectors of fine wine may exceed this threshold. As such, a high net worth insurance option may be more suitable, provided by a specialist insurer.
HOW CAN ENNESS HELP WITH ANTIQUES, FINE ART AND WINE COLLECTION INSURANCE?
Whatever your asset, our dedicated insurance brokers at Enness would be very happy to discuss your insurance requirements with you.
We can be your single point of contact when it comes to the protection of your assets, taking the hassle of paperwork out of your hands.