If you use your vehicle for commercial (work) purposes, or drive a vehicle which isn’t your own, it is a legal requirement for you to have a suitable insurance policy in place.
WHAT DO I NEED TO KNOW ABOUT COMMERCIAL VEHICLE INSURANCE?
It is important to know that, depending on your occupation, standard vehicle insurance policies may not to cover you if you use your vehicle for work reasons.
Commercial vehicle insurance will cover you for any damage caused by you to third parties whilst in your own vehicle, or a vehicle provided to you by your company. However, it is necessary to explore whether a policy also is required to cover damage to the vehicle you are driving, as some only cover the policy holder, rather than all named drivers.
Policies typically also provide protection if you travel around for work, if your transport colleagues or employees use your vehicle for commuting, and basically anything commercial you use your vehicle for. There are also policies which are tailored to cover commercial vans and company fleets.
HOW CAN ENNESS HELP WITH COMMERCIAL VEHICLE INSURANCE?
Knowing what insurance you need under different circumstances can be complicated, so we will take the time to understand your requirements, recommending a policy accordingly.
We understand that events out of your control can prove costly, and potentially damaging to your business or financial circumstances, so we know how important it is to get it right.
Our team of experienced brokers work with a network of trusted insurers who can look after all your business insurance needs, including commercial vehicle insurance. Some people have no option but to use their vehicle for work, and not everyone is based in one location, so ensuring you are appropriately covered is imperative and we will make sure this is the case.